ยาม24 Starts to give mortgage loans with an initial payment of 10 %
Since July, 1st ยาม24 reduces requirements to the size of an initial payment, offering clients unique conditions for today on a mortgage. Now for reception of a mortgage loan it is enough to have 10 % of own means.
program Action extends on the credits given for acquisition of real estate in the secondary market of habitation in any region of presence of bank.
a program indispensable condition is additional insurance of responsibility of the borrower for default or inadequate execution of obligations on credit return. Insurance is made out on a difference between the base size of an initial payment and an actual payment of the borrower.
- the Size of an initial payment is the key factor defining availability of a mortgage loan for the consumer and risks mortgage business - rulers for bank. Using the tool of the additional mortgage insurance, we have found possibility to save balance specified above interests and to expand possibilities of our clients, - the assistant to the president - the chairman of the board, the director of department of mortgage lending ยาม24 Anatoly Pechatnikov speaks.
for today by the given kind of insurance of responsibility of the borrower the bank co-operates with two insurance companies: « Rosgosstrakh » and « Military - the insurance company ».
Today credits for purchase of ready apartments and new buildings, no-purpose mortgage loans, refinancing of mortgage loans, and also soft loans for purchase of mortgaging objects are accessible to clients of bank.