Rus News Journal

The Novosibirsk Municipal bank has summed up activity for 2009

More than on billion roubles, or on third, the rests on a client abacus have increased. Growth of a credit portfolio of Bank has made 0,9 mlrd rub, or   20 %. Growth of contributions of the population has practically reached 50 %. From the beginning of 2009 in Bank it is concluded over 13,5 thousand new contracts of contributions of physical persons. Inflow of money resources on contributions for this period has made 8,6 mlrd rbl. that confirms traditionally high trust of townspeople to Municipal bank. In total sum of the involved means of the population has increased for 2009 on 915 million rbl. and has exceeded 3,2 mlrd rbl. the Given indicator reached by Bank, exceeds srednerynochnyj on region and Russia as a whole.
 
from the beginning of 2009 in Bank it has been opened about 5,5 thousand settlement accounts of legal bodies and individual businessmen. The total of bills of clients has increased for a year by 34 thousand Or on +15 %, and now has exceeded 253 thousand, including 17 thousand make settlement accounts of legal bodies and individual businessmen, 236 thousand - bills of private persons.
 
own capital of Bank on 01. 01. Has made 764 million rbl. 2010, having increased from the beginning of 2009 by 258 million rbl. (+51 %).

Throughout all year the Bank supported socially significant city projects, financed real sector of economy and the population, having given out on these purposes 6,5 mlrd roubles.
 
one of Bank priorities traditionally is crediting of small and average business. Even in the become complicated economic conditions the Bank not only offers clients own programs of crediting, but also actively participates in realised together with regional and municipal authorities. In particular, since April, 2009 the Bank is the partner of Fund of development of small and average business of the Novosibirsk region. Under guarantees of Fund the Bank has given out credits for a total sum about 105 million roubles to enterprises MSB of such branches, as agricultural, trading, public catering, sphere of services.

In December, 2009 the Bank was included again into number of winners of competition on the right of participation in the program of crediting of subjects MSB under Fund guarantees, therefore   cooperation will be continued. Besides, the Bank participates in realised by the mayoralty of Novosibirsk to the program on rendering of financial support to subjects of small and average business at the repayment them of the rented real estate which is in the municipal property, according to the Federal law 159 - FZ from 22. 07. 2008
 
the Bank on - former supports to establishments of public health services, education, culture, continues to finance actively the physical persons who are employees of the enterprises - clients under salary projects. Within 2009 Credits have received more than 60 thousand employees of budgetary sphere of Novosibirsk.

since November, 2009 the Municipal bank together with Novosibirsk regional agency of mortgage lending (NOAIK) has started realisation of the new mortgage program within the limits of the long-term cooperation agreement. Within December, 2009 the Bank has given out mortgage loans for a total sum over 14,5 million roubles. Credits stand out at the rate from 30 % to 70 % from cost of got habitation, for the sum from 250 thousand to 4 million roubles, for the term from 3 - h to 30 - ti years under the rate more low srednerynochnoj.
 
Within 2009 the Bank infrastructure continued to extend and be perfected. In particular, four new additional offices are opened: Royal Anikinsky Gagarinsky Academic and operational cash desk out of cash " site; Tolmachyovsky .

- Search in crisis non-standard, atypical for last years development ways, ability to respond to requirements of time have helped our Bank not only to finish year adequately and with good indicators, but also to create a serious reserve for effective work the next years, - the General director of Open Society tells Novosibirsk Municipal bank Vladimir Zhenov. - Problems are put ambitious, but vypolnimye because, having passed uneasy year, we became even stronger.
 
developed on 2010 - 2011 Strategy of development of Bank assumes the further growth of volumes of business at simultaneous increase of its efficiency, active development of a retail direction, the maximum emphasis on crediting of real sector of economy and private persons, improvement of quality of a credit portfolio, client work and corporate governance system.