The agreement of Kredobanka and “ Business Russia “
the Moscow banks Kredobank and “ Business Russia “ have concluded yesterday the contract on joint service of owners of credit cards VISA. “ Business Russia “ became the seventh Moscow bank, in which exchange office (located in shop “ the Petrovsky passage “) Holders of credit cards of system VISA I can receive cash currency.
According to the contract with Kredobankom, “ Business Russia “ in the exchange offices will give out cash currency to the Russian and foreign owners of cards VISA. “ Kredobank “ incurs financial risk of check of solvency of the client and spends vzaimoraschety with bank association VISA and bank - the emitter of a card. Acknowledgement of solvency of owners of cards of Kredobank receives on channels of a computer network from a database of London centre VISA. Besides, Kredobank provides installation of the equipment for calculations on VISA and personnel training.
the commission for the carrying out of operation raised from the owner of a card, makes 5 % and arrives in favour of both banks (2 % - Kredobanku, 3 % - “ Business Russia “) . For comparison: the percent at delivery of cash by cards in other bank points makes now 5 - 6 % from the given out sum.
as have informed in Management of credit cards of Kredobanka, under similar contracts with it already 7 Moscow commercial banks, and also banks of St.-Petersburg, Kiev, Minsk, Ekaterinburg and Khabarovsk now work.
under data, point in “ the Petrovsky passage “ becomes 23 - m in Moscow bank point of a currency exchange in which it will be possible to receive cash on a credit card. Now similar points are located basically in so-called “ crowded “ places: hotels, the airport “ the Sheremetyevo - 1 “ cash desks “ Aeroflot “ “ the Arena “ World trade centre, and also in branches and branches of some banks. According to employees “ Business Russia “ necessity of delivery of cash by cards in “ Petrovsky passage “ it is caused by that the majority of the currency shops located in its territory, prefer (contrary to world practice) to accept for payment cash currency, instead of cards.
ELENA - BAZHENOV