# Change of rates under contributions

**Incomes of investors become ever less**

**Against falling profitableness of state credit obligations and after decrease in the Central Bank of Russia rates of refinancing to 60 % annual appreciable change of rates under contributions to roubles has followed. Decrease in percent on fixed deposits in roubles declared the Moscow Savings Bank, the Bridge - bank, MENATEP, SBS, Promstrojbank of Russia and others.**

In the Moscow Savings Bank fixed deposits with monthly payment of percent are accepted now under 2,5 % for a month (there were 4 % earlier). Target contributions also have fallen in price, and deposits for pensioners are accepted now under 30 %, and children`s contributions - under 60 % annual. Under urgent depositary contributions the income from calculation 36 - 43 % annual is charged.

in the Bridge - rate bank under rouble contributions are lowered on the average on five points. Under contributions for a period of one month the bank charges now 42 - 52 %, three months - 45 - 55 %, four months - 50 - 60 % annual. The minimum payment on - former makes 100 thousand, the greatest income corresponds to the sum over 10 million roubles.

bank “ MENATEP “ has lowered profitableness of urgent rouble contributions on two points. Besides, the maximum period of storage is lowered from six about four months. Under contributions for a period of a month the bank charges now 48 - 51 %, for two months - 51 - 55 %, for three and four months - 54 - 60 % annual. The minimum payment makes on - former 500 thousand, the maximum rates correspond to the sum more than 50 million roubles. Rates and under fixed deposits in currency to 10 - 20 % annual for the term from one about twelve months are lowered. Under contributions for 15 days rates 5,5 - 8,5 % annual depending on the sum are established.

the capital bank of savings has lowered rates not only under rouble fixed deposits. The contribution “ capital “ Filled up now, is accepted under 62 %, “ holiday “ - 57 %, pension - 63 %, children`s - 64 % annual. As a whole rates under target contributions SBS have decreased on three - five points. The contribution “ the capital “ now is accepted under 52 % or 55,5 % annual depending on periodicity of payment of percent. Fixed deposits with payment of percent have monthly fallen in price to 45 - 50 % annual, in the end of term - 48 - 55 % annual.

Promstrojbank of Russia also has lowered rates under the firm contributions with prolongation. The contribution “ new lux “ (from 5 million roubles) now is accepted under 2,7 % for a month, thus the revenue under this contribution makes 32,4 %. Under the contribution “ lux - the capital “ from 25 million roubles the monthly income makes now 3,3 % for a month, and the revenue does not exceed 39,6 % annual.

the bank contribution “ the Russian credit “ in currency under the name “ long-term “ became more expensive on some points. The contribution is considered long-term as at nevostrebovanii it upon termination of initial term it is prolonged for the same term. At initial term one month the rate makes now 13 - 16 % annual depending on the sum. (The minimum payment - $500). If initial term three months the income is charged under the rate 15 - 18 % annual.