Insurers have earned on consumer credits
At the expense of growth of the market of bank insurance
In 2010 the market of bank insurance has grown on 17 % at the expense of life insurance and health of borrowers at consumer crediting, have counted up in “ Expert RA “. Under agency forecasts, this year the market volume will grow even more considerably — on 25 %, including at the expense of mortgage insurance.
the Volume of the market of life insurance of borrowers last year has grown on 128 %, to 18,3 mlrd rbl. Other kinds of retail bank insurance have grown slightly or were reduced. The former driver of growth — autoinsurance — leaves in the dealer channel more and more, and growth of mortgage insurance was slowed down at the expense of refusal of prolongation “ old “ contracts.
the Structure of the first three of players in the market bankassurance has not changed: insurance house VSK, group enter into it on - former “ Ingosstrah “ And “ RESO - the Guarantee “. “ Expert RA “ notices that in leaders these companies have got in many respects at the expense of more developed IT - systems. In 2011, by estimations “ Expert RA “ growth of the market of bank insurance will be more intensively and will make 25 %. The basic contribution to market growth to this year will be brought by mortgage insurance, insurance of consumer credits and pledges of legal persons.