Rus News Journal

Insurers have earned on consumer credits

At the expense of growth of the market of bank insurance

In 2010 the market of bank insurance has grown on 17 % at the expense of life insurance and health of borrowers at consumer crediting, have counted up in Expert RA . Under agency forecasts, this year the market volume will grow even more considerably — on 25 %, including at the expense of mortgage insurance.

the Volume of the market of life insurance of borrowers last year has grown on 128 %, to 18,3 mlrd rbl. Other kinds of retail bank insurance have grown slightly or were reduced. The former driver of growth — autoinsurance — leaves in the dealer channel more and more, and growth of mortgage insurance was slowed down at the expense of refusal of prolongation old contracts.

the Structure of the first three of players in the market bankassurance has not changed: insurance house VSK, group enter into it on - former Ingosstrah And RESO - the Guarantee . Expert RA notices that in leaders these companies have got in many respects at the expense of more developed IT - systems. In 2011, by estimations Expert RA growth of the market of bank insurance will be more intensively and will make 25 %. The basic contribution to market growth to this year will be brought by mortgage insurance, insurance of consumer credits and pledges of legal persons.