The Central Bank of the Russian Federation has deprived of the licence one more Dagestan bankthe Central bank (Central Bank) of the Russian Federation since November, 26th has withdrawn the licence for realisation of bank operations at joint-stock commercial ground bank (AKZB) “ Derbent - the credit “ registered in Dagestan.
the licence withdrawal reasons as it is marked in the message of Bank of Russia, a steel sufficiency of the capital below 2 %, decrease in the size of own means below the minimum value established for date of the state registration of the credit organisation, and also numerous application within one year of the measures provided by the federal law “ About the Central bank of the Russian Federation (Bank of Russia) “.
“ During inspection check AKZB “ Derbent - the Credit “ large shortage of cash money resources in cash desk of head office of the credit organisation that has led to full loss by bank of own means (capital) is established. Shareholders have not taken necessary measures on restoration of a financial position of the credit organisation “ - it is marked in the message of the Central Bank of the Russian Federation.
powers of executive powers of the bank deprived of the licence according to federal laws are suspended, in it the acting administration which will work before appointment of the competitive managing director or the liquidator is appointed.
“ Derbent - the credit “ since July 2004ã. Had the licence for realisation of bank operations with means in roubles and foreign currency (without the attraction right in contributions of money resources of physical persons) and the licence for attraction in contributions of money resources of physical persons to roubles and foreign currency.
in the message of the Central Bank of the Russian Federation it is especially noticed that “ Derbent - the Credit “ Is the participant of system of insurance of contributions, and licence withdrawal on realisation of bank operations is insured event concerning bank obligations under the contributions of the population defined in an order established by the legislation.
we will remind that in the beginning of November 2012ã. The Central Bank of the Russian Federation has withdrawn the licence for realisation of bank operations at Dagestan Transenergobanka. The decision on licence withdrawal also was accepted in connection with sufficiency of the capital of the credit organisation below 2 % and serious decrease in own means.
the vice-president of the Central Bank of the Russian Federation Michael Suhov at a meeting with heads of the Russian banks has informed that licence withdrawal from one of the organisations is connected with absence of actives on cash desk. “ we consider that it not last case when the inspector at check of bank does not find out cash desk “ - has commented on licence withdrawal M.Suhov.
The day before the Ministry of Internal Affairs (Ministry of Internal Affairs) on Republic Dagestan has informed on suspicions in swindle fulfilment for the sum 4,26 mlrd rbl. head of one of additional offices of Open Company “ transenergobank “. According to the regional Ministry of Internal Affairs, during the period from October, 8 till October, 22nd 2012ã. The head of additional office “ Makhachkala “ transenergobanka has received at the main office of bank money resources in the sum 4,26 mlrd rbl., having presented fictitious documents on reception of money resources for delivery of credits for physical persons.
in directed some days ago in SKFO to Alexander Hloponinu the report of director Rosfinmonitoringa Yury Chihanchina it is noticed to the plenipotentiary of the president that for last three years the volume of the financial operations passing through banks Severo - the Caucasian region, has grown twice. The Total volume of the cashed money resources in district for nine months 2012ã. Has made nearby 103,5 mlrd roubles (for the similar period 2011ã. - 88 mlrd).
In the department report it is noticed that the increase in volumes of the cashed means is caused by considerable concentration “ obnalnyh platforms “.