Metal and dollar
rescue from inflation
In September to save means from inflation which has made 0,8 %, the depersonalized metal accounts (OMS) and investments in dollars could, the data of the Center of macroeconomic researches (TSMEI) the companies " testifies; BDO Unikon “. Thanks to a rise in prices for gold for 7,8 % purchasing capacity OMS in September has grown on 7,14 %. And from - for dollar exchange rate growth to rouble on 2,72 % real rouble profitableness of all dollar tools of savings was positive and has made from 1,9 to 2,47 %. And the maximum real rouble profitableness was shown by contributions to dollars.
profitableness of annual rouble contributions and deposits in September was in the European currency at level - 0,07 % and 0,12 % accordingly. However in annual calculation real rouble profitableness of bank deposits was on - former negative. So, deposits in the euros opened one year ago, have depreciated on 5,42 %, in roubles - on 5,88 %. Outsiders there were also deposits in dollars, real which rouble profitableness in annual calculation has made - 6,33 %, it is marked in the review “ BDO Unikon “. Have not pleased also the price for the Moscow real estate which in September remained practically at former level, having increased all by 0,3 %. But thanks to growth of the American currency real rouble profitableness of investments into capital habitation nevertheless has made 2,23 %.
those who invested in securities Were the loser also. In September RTS index has fallen to 27,8 %. Real rouble profitableness of funds of bonds for September was in a range from - 52,28 % to - 1,43 %, and funds of the mixed investments - from - 37,73 to - 1,33 %. Only one fund of actions could show positive real rouble profitableness at a rate of 0,35 %, it is marked in the review.
Despite strengthening of positions of dollar experts yet do not recommend to shift all savings in this currency. “ as a dollar exchange rate to rouble volatilen and to predict dynamics for a year it is impossible, and rates under rouble contributions above, than under contributions to currency, therefore and defensible savings in roubles will be more clear, - the senior vice-president of IBRD Albert Zvezdochkin, - besides speaks, the majority of citizens of Russia get wages in roubles “. According to the first zampredpravlenija Moskommertsbanka Lyudmilas Lebedevoj, the majority of investors now nevertheless adhere to conservative strategy of investment: “ Anything is more reliable than bank deposits in roubles today I can not offer “. “ However all depends on individual strategy of investors. If investors are ready to diversify investments, having directed a part of means to more profitable and more risky tools, it is possible to get securities - the market at the bottom, it is a high time “ - Lyudmila Lebedev speaks.