Has come from the East
ICICI Bank opens branch in Petersburg
Russian “ a daughter “ Indian ICICI Bank opens branch in St.-Petersburg. State Unitary Enterprise crediting " becomes the first project of bank; thermal power station of SPb “ which involves 195 million rbl. on reconstruction of the Seaside boiler-house. Further the basic emphasis intends to make bank on retail. However, as recognise in the bank, certain strategy on business development in Petersburg at bank while is not present.
In Petersburg yet there were no the credit organisations having the Indian roots. As has told daily the vice-president of board of Open Company “ AjSiAjSiAj Bank Eurasia “ Vladislav Vojtsehovich, in St.-Petersburg opens universal branch which will serve any clients. While in branch staff of only 17 employees. The bank has chosen an unexpected place for the head office in a building of Sankt - the Petersburg future stock exchange, on Ligovsky, 274 behind which long time lasts a loop of corporate scandals and judicial proceedings. Therefore, as other bankers consider, the place has managed cheaply.
the basic interest for bank represents the retail market. The branch will offer as standard products - a mortgage, credit cards, and the nou - hau - the program allowing clients of other banks to transfer debts on credit cards on credit cards “ AjSiAjSiAj Bank Eurasia “. Buying up thus debts of clients, the bank expects to increase client base sharply. The clients who have passed in bank will receive credit card ICICI with a limit exceeding the former. “ in due course we will have a full set of credit products. At the first stage the branch will be guided by a mortgage, credit cards and contributions. Next year we plan to start smaller consumer crediting “ - has told g - n Vojtsehovich.
Any certain strategy on building of a network of offices in Petersburg at bank while is not present. On words g - on Vojtsehovicha, bank can go by the way of cooperation with other credit institutions and use their network, and can be engaged in construction of a network of the dopofisov. Own network of bank for today includes branch and three branches in Moscow, and also two branches in the Kaluga region where the head office is registered.
despite retail orientirovannost bank, State Unitary Enterprise financing " becomes its first large-scale project in Petersburg; thermal power station of SPb “ on reconstruction of the Seaside boiler-house. The bank has already actually won competition on granting to the enterprise of the credit at a rate of 195 million rbl. in which was the unique participant. “ we have studied a financial position of the company and have decided to make an application. It for us the first similar experience in Russia. Projects in the field of an infrastructure are always interesting “ - has informed g - n Vojtsehovich. Other corporate clients in a city at bank, by words g - on Vojtsehovicha, no.
“ entering the Russian market, it is necessary for foreign colleagues to consider specificity of work in our quickly changing market taking into account latest developments, such as introduction of effective rates and growth of a share of delay in a segment the express train - and consumer crediting “ - marks and. An island operating branch the Absolute of Bank in Petersburg Vitaly Demidov. “ certainly, using the program under the debts repayment on credit cards, ICICI can create to itself client base, but it should operate carefully “ - the analyst of bank " speaks; the WHALE of Finans “ Maria Kalvarsky.
And one of the bankers, not wished to name the name, notices that every year to foreign banks all becomes more difficult to enter the market: “ Hansabank (now Svedbank), the branch which has opened one and a half years ago in St.-Petersburg, and could not show any results though in Estonia this bank works very successfully “. In peak to it analyst IK “ finam “ Vladimir Sergievsky speaks about good prospects of the Indian bank.