Rus News Journal

Within 1,5 years in the USA can be closed 5 thousand branches of banks

to the American banks the next one and a half year it is necessary to close 5 thousand branches in connection with threat of decrease in profit against reduction of demand for crediting and reduction of percentage incomes. Such data is resulted by agency Bloomberg.

For 12 months the number of branches of banks in the USA has decreased on 1,035 thousand or for 1 percent in comparison with the similar period of last year, and by 2015 banks can close to 10 thousand branches.

According to forecasts of the expert, the number of households which will lose access to traditional bank system, by 2015 will increase to 41 million against 30 million in 2009.

Such negative dynamics of Uitni explains new norms of regulation of bank activity in the USA and decrease in volumes of crediting in connection with aspiration of consumers to reduce the promissory notes.

Before analytics of international rating agency Standard & Poor`s predicted that the new mode of financial regulation approved in the USA in the summer of current year, can lead to decrease in annual profit of eight largest American banks on 19,5 - 22 billion dollars.

It was noticed that notable decrease in profit for the large financial companies in the USA can be caused the restrictions imposed on trade by securities for the account of own means, operations with derivativami and on penalties on delays on credit cards.

the Purpose of the law of Dodda - Frenka signed by US president Barack Obama in July, 2010, is protection of the American tax bearers against the excessive risks arising in a financial system, and also a non-admission of repetition of scale financial crisis. The legislation, in particular, demands from participants of the market to translate operations with derivativami on a stock exchange, and also limits the size of penalties on delays on credit cards.